KNOW YOU'RE COVERED

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FOR LIFE

QUOTE TODAY

SELECT A TIME WITH YOUR CASE MANAGER

Joani Ward is your case manager regarding you request for more information on the state-regulated final expense insurance programs that you are eligible for.

GUARANTEED APPROVAL

UP TO AGE 80

Our programs are designed for those who have begun to think to themselves "What will happen when I pass? Who will pay for it? How much should I be paying to ensure that burden is lifted from my family in their time of mourning?"

UP TO $25,000

COVERAGE

The average funeral is only $8,000-$10,000 - but our coverage amount is significantly higher meaning your family is guaranteed to receive the ceremony and have all covered expenses paid for. Just a small price to pay in their time of need.

EASY ONLINE

ENROLLMENT PROCESS

We offer an easy, online enrollment process which means everything can be handled either directly on the phone, your computer, or tablet. There's no need for in-person meetings unless that is the preferred contact method for you.

BURIAL INSURANCE - WHAT IS IT AND DO I NEED IT?

“Burial insurance” usually refers to a whole life insurance policy with a death benefit. As its nickname implies, people buy this type of policy to provide money for funeral and burial costs for themselves and/or family members.

ABOUT YOUR CASE MANAGER

Joani Ward - Ward Financial Associates

License #: 3000247871


I have been a licensed Life Insurance Agent since March 2018. My Mom died unexpectedly on February 25, 2019, and she had Final Expense Insurance. I had never heard of Final Expense Insurance, but my Mom had chosen her casket and other particulars for her funeral. My brothers and I didn’t have to do a GoFundMe campaign, or ask relatives and friends for money for her funeral arrangements because her Final Expense policy covered all expenses. I was so impressed with my Mom's Final Expense Insurance policy I decided this was a product I wanted to offer my clients. I’m passionate about educating people on the importance of being financially prepared for the future, and Final Expense Insurance is an excellent way to prepare.


Ward Financial Associates, 4572 Red Bud Avenue, Saint Louis MO 63115

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